Peach #bitcoin wallet and account model:

You own the encrypted json file and the seed phrase of your Peach #bitcoin  wallet. Your reputation score is linked to your PeachID, which is your account pubkey (not wallet pubkey), from which you sign messages with your PGP key.

Json file recovers wallet + all account data.
Seed phrase recovers wallet + account (except messages, payment data, PGP key)

Note: nostr is not yet implemented